A reverse mortgage is that loan guaranteed by a lien in the home that is in first position that is lien. This means some other liens filed by other creditors contrary to the home following the reverse mortgage will be subordinate into the lien that is prior.
I might need certainly to recommend you counsel about the rights of other lienholders that you contact an attorney who practices in the state in which the property is located to give. We seriously don’t know just just what legal rights the judgement owner might or might not have in your state and I also would doubt that any loan would shield you against other judgements.
There might be a hesitancy in the the main other lienholder to try and enforce the lien with extra action ahead of your ultimate purchase associated with home (though and this would be something to discuss with your attorney if they even have that right in the first place) due to the priority of the reverse mortgage and what that would require of them.
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